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Medicare sign-up times vary

Q: When can I sign up for my Medicare drug coverage? — R.F., Kent.

A: If you are newly entitled to Medicare, you may sign up for prescription drug coverage during your seven-month initial enrollment period for Medicare. If you do not join during this period, your next chance to join will be during the open enrollment period between Nov. 15 and Dec. 31 each year. There also will be special enrollment periods if:

• You lose your employer-based coverage.

• You move from your prescription drug provider's service area.

• Your provider goes out of business or is decertified by Medicare.

For assistance in selecting a plan and enrolling, visit the Medicare Web site at http://www.medicare.gov. To learn more about Social Security, visit http://www.socialsecurity.gov.

Q: I get Supplemental Security Income (SSI). My brother recently died and left me the money he had in a savings account. Will this extra money affect my SSI benefits? Will my SSI payments stop? — K.J., Akron.

A: The money inherited from your brother is considered income for the month you receive it and could make you ineligible for that month, depending on the amount of the inheritance. If you keep the money into the next month, it then becomes a part of your resources and could affect your continuing eligibility for SSI benefits. An individual cannot have more than $2,000 in resources ($3,000 for a married couple) to remain eligible for SSI. Call Social Security at 800-772-1213 (TTY 800-325-0778) to report the inheritance. You will be told how your payments and eligibility may be affected. For information, go to http://www.socialsecurity.gov.


Send questions to Robert Fenn, Social Security Administration, Second Floor, Federal Building, 2 S. Main St., Akron, OH 44308. Fax: 330-375-5616 or e-mail: Robert.Fenn@ssa.gov.

Q: When can I sign up for my Medicare drug coverage? — R.F., Kent.

Get the full article here.


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