Learn about IRAs at websites
Individual retirement accounts have a long track record as a safe retirement saving vehicle. But IRAs are not all alike. Several websites can help sort out different types. Here are a few sites with general information:
• Bankrate.com. Site: www.bankrate.com/finance/cd/basics-of-iras-1.aspx. Spotlights different types and tax advantages.
• Dividend.com. Site: www.dividend.com/ira-guide/. Covers the basics for a variety of options.
• Investopedia: Site: www.investopedia.com/financial-edge/0212/4-basic-facts-to-know-about-iras.aspx. Offers facts, including limits, types and costs.
• Retirement investment planning: Site: www.retirement-investment-planning.com/individual-retirement-account.html. Lays out vitals with additional insights on different types.
• Womensfinance.com. Site: www.womensfinance.com/wf/ira/. Explores IRA types, contributions, tax considerations, and more.
— By Chuck Myers,
Creating new folders on PC
Q: I am running a Windows 7 Pro 64 Dell PC with the 2007 version of Office. With no warning, I lost the ability in Windows Explorer to create new folders. Although the menu item remains, nothing happens when I tell the program to set up a new folder. Is there a fix available?
A: This sounds like a registry corruption issue. If you have a System Restore point from when before this behavior started, restore back to that point. Otherwise, go to windowsforum.com/threads/cant-create-new-folder.90398 and read the solution there. It involves downloading a ZIP file and installing it into the registry (unzip, then double-click the file). I’ve checked it out and it is legitimate.
— By John Torro, Tampa Bay Times
Oil change interval tips
Q: I would like to better understand oil change intervals on little used vehicles. I have a ’77 F-150 that I use around the ranch about 20 hours and maybe five miles per year. I completely rebuilt the engine, and the oil I put in more than five years ago is still honey-colored. Am I hurting the engine? Seems silly to change it every year, but is there a shelf life?
A: In this case, the word “silly” is synonymous with “wasteful.” I just checked the date I last changed the oil and filter on a 1970 Corvette with 120,000 miles and it was 2009. In that time I’ve driven the car less than 2,000 miles, so I guess you’ve reminded me it’s time to change it again. But I have no worries. The oil in these engines is subject to very little fuel/combustion blow-by contamination.
— By Paul Brand, Minneapolis Star Tribune