Q: Can I delay receiving my retirement benefits and get benefits as a spouse only? How does that work?
A: It depends on your age. If you are between full retirement age and age 70 and your spouse is receiving Social Security benefits, you can apply for retirement benefits and request to have your payments suspended. Then, you can choose to receive benefits on your spouse’s Social Security record. You then will earn delayed retirement credits up to age 70, as long as you do not collect benefits on your own work record. Later, when you do begin receiving benefits on your own record, those payments could very well be higher than they would have been otherwise, because you earned delayed retirement credits.
Q: Does Social Security provide special services or information for people who are blind or visually impaired?
A: Yes. Social Security offers a number of services and products specifically designed for people who are blind or visually impaired. For example, we make all our publications available in multiple formats including Braille, audio cassette tapes, compact discs or enlarged print. Also, most of our publications are available online in audio format.
To get any of these products in alternative formats, contact us by:
• Going online to www.socialsecurity.gov/pubs/alt-pubs.html;
• Call 1-800-772-1213 (TTY, 1-800-325-0778) between 7 a.m. to 7 p.m., Monday through Friday;
• Contacting your local Social Security office;
• Contacting your U.S. Embassy or Consulate, if you live outside the United States; or
• Mail, call, or fax your request to:
Social Security Administration
Braille Services Branch
6401 Security Blvd.
L1141 West Low Rise
Baltimore, MD 21235
Send questions to Robert Fenn, Social Security Administration, Second Floor, Federal Building, 2 S. Main St., Akron, OH 44308. Fax: 330-375-5616 or e-mail: Robert.Fenn@ssa.gov.