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Here are more strategies to help you spend less

One way to lower consumer spending is to cut back. Another way is to spend smarter. Are you doing everything you can to make sure you're getting the best price?

From Consumer Reports Money Advisor, here are some tips:

• Check online first. You can compare prices to make sure you're getting a good deal before you buy. There are numerous online shopping ''bot'' sites that gather information from a variety of retailers. Popular ''bot'' sites to check include http://www.MySimon.com, http://www.NexTag.com, and http://www.BizRate.com. You can also search the Web for coupons and coupon codes.

• Look for frequent shopper discounts. Find out whether a store offers discounts or perks to customers who use the store's credit card. Some retailers let customers sign up to receive special offers by e-mail.

• Give alternative stores a try. Marshall's might carry the same products as a department store, but at a lower price.

One way to lower consumer spending is to cut back. Another way is to spend smarter. Are you doing everything you can to make sure you're getting the best price?

Get the full article here.


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