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Fourth of July Events; fireworks, neighborhood parades
Five years after attack, woman finds her way
Promises look promising for Browns
Ex-NFL quarterback McNair killed in Tennessee
DiLullo's closes doors after 63 years
Akron police arrest murder suspect within an hour
How recruiters sell life in Ohio
Blogs:
Pets:
Summit teams up with Rescue Waggin' to save dogs
The Heldenfiles:
Songs for an American Day
Patrick McManamon:
Touching on the Browns, Cavs
Akron Zips:
Opponent outlook: Northern Illinois
Browns Bulletin:
Single-game ticket sales begin July 11
Tribe Matters:
Laffey making it tough on self
Cleveland Browns:
Stallworth test showed marijuana
Kent State Sports:
Men's Basketball Scheduling update
Cleveland Cavaliers:
Updated: Free Agency: Another Gone - Apparently
All Da King's Men:
The Obligatory Palin Post
Blog of Mass Destruction:
Wow….Sarah Palin Resigns Governorship
Akron Law Café:
Abraham Lincoln and the Fourth of July
Varsity Letters:
Highland senior receives honor
See Jane Style:
Picnic Wear
Car Chase:
Where do We Go from Here?
Let's Talk Real Estate:
Happy 4th of July!
Ohio Travels with Betty:
Linda asks-where is the Ohio Chautauqua?
Sound Check:
Rundgren fans rejoice!: Second night of AWATS at The Civic added
HRLite House:
Morscruethal Behaviors or Just Lip Service?
Akron Gamer:
Hot link: Best of Nintendo at E3
Published on Sunday, Jul 06, 2008
• Make it automatic.
What you don't see, you won't miss. Have some money automatically taken out of your paycheck and sent to a savings account.
Or ask your bank or credit union to automatically transfer funds from your checking to savings account monthly.
• Make it hard to raid your emergency fund.
Stuart Vyse, author of Going Broke: Why Americans Can't Hold onto Their Money, suggests setting up a separate account at a bank or credit union that is not convenient. Also, don't get an ATM card attached to the account. That way, you'll be less likely to grab money out of the account and it will be there for true emergencies.
• If you received the federal government's economic stimulus rebate check and haven't spent it yet, take some of it and store it away for an emergency fund.
Also, if you receive the Earned Income Tax Credit, use a portion of the money to begin to increase savings.
• Collect your loose change.
The average household has $90 in loose change. Start saving the loose change in a jar.
• Use the benefits of compound interest.
Let the ''miracle'' of interest compounding benefit you. By saving $100 a month with a 3 percent yield on a certificate of deposit, your money can grow to $1,216.63 in one year, $6,464.67 in five years, $13,974.14 in 10 years and $44,608.78 in 25 years.
• Cut spending painlessly.
After you complete a budget or spending plan and figure out where your ''leaks'' are, put that money in a savings account.
• When you get a raise, save it and continue to live on what you made before.
Save any overtime pay or bonuses.
• If you eliminate an expense, save it.
For example, if you quit smoking, save what you would have spent on cigarettes.
• Sell some of your unwanted items at a garage sale or local consignment shop.
Turn things you or your kids have outgrown into cash. Then save that cash.
Sources: America Saves
Consumer Credit Counseling Service
Beacon Journal research
• Make it automatic.
Get the full article here.
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