Regarding the Jan. 28 editorial ‘‘Payday lending options,’’ the editorial board again pronounces its support of state management of the lives of the poor. Specifically, the premise that the poor, being too ignorant to be trusted to conduct their own affairs, must be protected from payday lenders, and such protection must come from, of course, the wise politicians and bureaucrats of the state.

Those who patronize payday lenders are the worst credit risks in the market. They are the unbanked, those whom the heavily regulated banking sector refuses to service. They live on the monetary edge — one bill away from catastrophe.

Payday lenders take on the very real risk of default associated with this clientele, lending the crucial funding these folks need to avoid disaster. The progressives among us would seek to better these customers’ lives by closing these businesses en masse. Fortunately for the poor, they cannot.

Those looking to government for relief from presumed high costs make the worst choice possible. If as contended, the costs of servicing the unbanked poor are too high, the answer is to invite more payday lenders into the market to compete for clients. This ensures prices are as low as possible and quality service is at its peak. Nothing drives down costs to their minimum like free market competition for customers.

Hopefully this paternalistic progressive legislation remains ignored in the Columbus Statehouse and Ohio’s poor can maintain another piece of their dignity, and their freedom to run their own lives.

John Pound

North Canton

What Obama did to Trump

In response to the Jan. 22 commentary, “Mad Hatter on a mission,” by Marilou Johanek, you’re all like drug addicts, and Donald Trump is your heroin. You get your fix by trying to demean our president at every chance.

Right-wing conspiracies? Buckle up, because once the four-page dossier memo is released to the American people, hard evidence will become your reality. The Obama administration used FISA (Foreign Intelligence Surveillance Act) warrants to spy on the Trump campaign as well as his transition team.

The shredding of our Fourth Amendment rights should be a huge concern to us all. Yet you’re blinded by your pure hate of our president.

Bob Hoste

Northfield

Slippery slope

The city of Akron’s policy of not removing snow from residential streets unless the snow is 5 inches or more is absurd.

If drivers are expected to be able to negotiate side streets that haven’t been plowed, then it only follows that drivers can handle the main streets, too. The city could save even more and not plow or salt any street until the snow is 5 inches deep.

Let there be equity in the snow removal policies.

Mary Gulledge

Akron

Short memory

Was Rip Van Winkle the author of the Jan. 27 letter “Hating Trump solves nothing”? His statement that he had “never seen so much hatred being aimed toward a president of the United States, or any public official” means that he must have been asleep between November 2008 (President Obama) and only woke up on Jan. 20, 2017. He must have slept really soundly during the 2016 campaign (Hillary Clinton).

Ernest Michaels

Cuyahoga Falls