Thank you for your recent editorial on payday lending (“Payday lending still surges in Ohio,” Nov. 16).

You are correct; voters spoke very clearly years ago that we do not want car title or payday lenders taking advantage of Ohio’s citizens.

Many states have put payday lenders out of business, even those operating via the Internet. The late-night television ads we see so often in Ohio are banned in many states.

The legislation needed to ban payday and car title lenders in Ohio is sitting in Columbus waiting for the Republican-controlled House and Senate to move it forward.

The needed legislation passed the House two years ago, but never got off the ground in the Senate. Now no one seems to care if it moves forward in this session.

As we enter the Christmas season, the loan sharks will encourage the poor to take out loans at interest rates of over 400 percent and due back in 14 to 30 days.

It seems so easy just get a payday or car title loan and go buy gifts and food. Unfortunately, the loans are due back so fast and at such high interest rates, there is no way anyone can afford them. The loan sharks prey on those least able to pay back the loans.

Legislators, Democrats and Republicans, continue to simply look the other way as our citizens are charged outrageous rates.

Ed Davidian

Stow

Feeling good ?about UA

After all the bad press, protests, controversy and dark clouds involving the University of Akron, there is a silver lining, new Athletic Director Larry Williams.

Attending University of Akron football games for 30 years, I had never met an athletic director. During the rain and cold of the Nov. 21 victory over Buffalo, my friends and I were thanked for supporting the team and attending the game by a stranger. When asked his name, he replied, “Larry Williams, athletic director.”

I do not know the way to correct all of the problems at the University of Akron but I do know that the new athletic director will be part of the solution and not the problem. The dedication and character shown by his gesture of thanking fans for attending a game gives this fan great optimism for the future of UA athletics.

Jim Livers

Wadsworth

Unholy alliance

The fears of jihadists secreting themselves among the 10,000 Syrian refugees proposed to be allowed to enter our country has brought all of my own fears flooding to the surface.

Forty years ago, Saigon fell. Our country took in tens of thousands of Vietnamese refugees. Then, the fear mongers told us that the Vietcong would secrete themselves in the exodus and then conduct guerrilla warfare — destroying the fabric of our society.

If the jihadists gather the remaining Vietcong from their nursing homes, we are surely doomed.

Jim D. Martin

Akron