and Ricardo Alonso-Zaldivar
HONOLULU: A December surge propelled health-care sign-ups through the government’s rehabilitated website past the 1 million mark, the Obama administration said Sunday, reflecting new vigor for the problem-plagued federal insurance market.
Combined with numbers for state-run markets due in January, that should put total enrollment in the new private insurance plans under President Barack Obama’s health law at about 2 million people through the end of the year, independent experts said.
That would be about two-thirds of the administration’s original goal of signing up 3.3 million by Dec. 31, a significant improvement given the technical problems that crippled the federal market during much of the fall. The overall goal remains to enroll 7 million people by March 31.
“It looks like current enrollment is around 2 million despite all the issues,” said Dan Mendelson, CEO of Avalere Health, a market analysis firm. “It was a very impressive showing for December.”
The administration said that of the more than 1.1 million people now enrolled in the federal insurance exchange, nearly 1 million signed up in December. The majority came days before a pre-Christmas deadline for coverage to start in January. October, the federal website’s first, error-prone month, saw only a paltry 27,000 sign up.
“We experienced a welcome surge in enrollment as millions of Americans seek access to affordable health care coverage,” Marilyn Tavenner, the head of the Centers for Medicare and Medicaid Services, said in a blog post announcing the figures.
The federal website serves 36 states. Yet to be reported are December results from the 14 states running their own sites. Overall, states have been signing up more people than the federal government. But most of that has come from high performers such as California, New York, Washington, Kentucky and Connecticut. Some states continue to struggle.
Still, the end-of-year spike suggests that the federal insurance marketplace is starting to pull its weight. The windfall comes at a critical moment for Obama’s sweeping health-care law, which becomes “real” for many Americans on Jan. 1 as coverage through the insurance exchanges and key patient protections kick in.
The administration’s concern now shifts to keeping the momentum going for sign-ups, and heading off problems that could arise when people who’ve already enrolled try to use their new insurance.
“They’ve got the front end of the system working really well,” said insurance industry consultant Robert Laszewski. “Now we can move on to the next question: Do people really want to buy this?” He also estimated 2 million will probably be enrolled this year.
The fledgling insurance exchanges are online markets for subsidized private coverage. Obama needs millions of mostly younger, healthy Americans to sign up to keep costs low for everyone. Open enrollment runs until the end of March.