Bengals (2-1) at Browns (1-2)

Time: 1 p.m. today.

Line: Bengals by 4.

The skinny: Home underdogs are 8-5 against the spread (ATS) this season, and the underdog is 10-1-1 ATS in the teams’ last 12 meetings. Worth a shot.

The pick: Browns.

Giants (0-3) at Chiefs (3-0)

Time: 1 p.m. today.

Line: Chiefs by 4.

The skinny: If it wasn’t for the Giants’ 38-0 pummeling against the Panthers last week, my 5-10-1 showing in Week 3 would’ve been the lead on Sunday night’s SportsCenter. Last week’s defeat was the worst in the Tom Coughlin era. This will feel like an NFC East matchup as the Giants (0-3 against the spread) battle former Philadelphia coach Andy Reid and his new-look Chiefs. I just can’t see the Giants starting 0-4, especially under Coughlin.

The pick: Giants.

Seahawks (3-0) at Texans (2-1)

Time: 1 p.m. today.

Line: Seahawks by 2½.

The skinny: Seattle is 3-0 against the spread; Houston is 0-3. Seattle is 25-9-1 ATS in its last 35 overall.

The pick: Seahawks.

Ravens (2-1) at Bills (1-2)

Time: 1 p.m. today.

Line: Ravens by 3.

The skinny: Baltimore pounded Houston last week — without Ray Rice. Even if Rice doesn’t play, the Ravens have enough to handle the Bills.

The pick: Ravens.

Colts (2-1) at Jaguars (0-3)

Time: 1 p.m. today.

Line: Colts by 8.

The skinny: Indianapolis’ win at San Francisco last week was one of the most impressive victories I’ve seen in a while. Imagine what Trent Richardson will do now that he’s learned the playbook.

The pick: Colts.

Bears (3-0) at Lions (2-1)

Time: 1 p.m. today.

Line: Lions by 3.

The skinny: The Bears usually struggle in Motown (2-5 against the spread in the last seven games) but I like Chicago getting three points in what I expect to be a close divisional game.

The pick: Bears.

Steelers (0-3) vs. Vikings (0-3)

Time: 1 p.m. today (London).

Line: Steelers by 3.

The skinny: On behalf of American football fans, I’d like to formally apologize to the good people of London for the NFL sending two 0-3 teams over the pond. Yuck! I’d rather watch some English Premier League.

The pick: Steelers.

Cardinals (1-2) at Buccaneers (0-3)

Time: 1 p.m. today.

Line: Bucs by 2½.

The skinny: The NFL’s best soap opera takes place in Tampa Bay. In this week’s episode, Buccaneers coach Greg Schiano replaces quarterback Josh Freeman with rookie Mike Glennon. If the Bucs keep losing, Schiano might be the next one to get the boot.

The pick: Cardinals.

Jets (2-1) at Titans (2-1)

Time: 4:05 p.m. today.

Line: Titans by 3½

The skinny: The Jets are one of four teams with a 3-0 record against the spread. I don’t know what has been more surprising: the play of the Jets’ offensive line or their defense as a whole. Let’s just call it a push. This could be a big AFC game for both teams who had long-shot playoff hopes coming into the season. A win here vaults the Jets to 3-1. They need to stay close with undefeated division rivals New England and Miami. The Titans are 8-21-1 against the spread in their last 30 games against teams with a winning record.

The pick: Jets.

Redskins (0-3) at Raiders (1-2)

Time: 4:25 p.m. today.

Line: Redskins by 3.

The skinny: Last year’s Redskins will show up as Robert Griffin III gets win No. 1 this week.

The pick: Redskins.

Cowboys (2-1) at Chargers (1-2)

Time: 4:25 p.m. today.

Line: Cowboys by 2.

The skinny: Dallas is 5-2 against the spread in its last seven road games. Tread lightly here.

The pick: Cowboys.

Eagles (1-2) at Broncos (3-0)

Time: 4:25 p.m. today.

Line: Broncos by 10½.

The skinny: Peyton Manning has thrown a record 12 touchdowns in the first three weeks of the season. The book of Manning adds big chapter here.

The pick: Broncos.

Patriots (3-0) at Falcons (1-2)

Time: 8:30 p.m. today.

Line: Falcons by 2.

The skinny: The Patriots have covered five straight since 2010 as an underdog.

The pick: Patriots.

Dolphins (3-0) at Saints (3-0)

Time: 8:40 p.m. Monday.

Line: Saints by 6½.

The skinny: Miami is one of the early season surprises. However, I think playing at New Orleans on national TV is too big an order for the Dolphins. The Saints have covered six of their last eight regular-season home games.

The pick: Saints.

— John Boell, Newsday